What Is PatientFi? | The Official PatientFi Overview

PatientFi is the friendly way to pay for elective medical treatments.
We partner with practices across plastic surgery, medspa, dermatology, fertility, dental, cosmetic dentistry, audiology, and more to make out-of-pocket care more flexible and accessible for patients.

Our mission is simple: help more people get the treatments they want without financial stress — and help practices grow with transparent, patient-first financing.

How PatientFi Works

PatientFi offers a modern financing option designed to be fast, clear, and tailored to patient needs.

1. Apply With No Hard Credit Check

Patients can apply and get approved without impacting their credit score.
Applications take less than 30 seconds and provides an approval instantly.

2. Get Transparent, Friendly Terms

PatientFi provides:

• Friendly monthly payments
• No surprises
• No hidden fees
• No hard credit check to accept your offer
  
  

Friendly for patients, easy for practices! Patients and practices know exactly what to expect when using PatientFi. 

3. Approve More Patients

Because PatientFi evaluates more than a traditional prime-only lender, practices typically see higher approval rates and more completed treatment plans. More approvals, more conversions, more revenue, more repeat patients!

Why Patients and Practices Choose PatientFi First

Designed for Practices

• Higher approval rates
• Lower practice fees
• Seamless workflow integration
• Less friction for staff
• Dedicated support team
  
  

Practice-friendly pricing helps you grow revenue, not cut into it.

Designed for Patients

• No hard credit check
• Fair and predictable monthly payments
• Fast and easy application
• Highest rated patient financing company
  
  

Our name says it all — we’re friendly for everyone involved.

PatientFi vs. Traditional Financing

While every patient financing company is different, here are the principles that guide our model:

Transparent Pricing

Practices receive upfront clarity on fees and terms — no confusing structures or retroactive penalties.

Better Patient Experience

Patients consistently share that PatientFi is easier to use, clearer to understand, and friendlier than older lending options.

Tech That Works for Staff

We integrate with major platforms like ASPIRE, Aesthetic Record, and more to offer a frictionless workflow built for front-office efficiency.

PatientFi Reviews & Real Practice Results

PatientFi powers thousands of providers across the U.S. and is trusted by some of the leading names in elective healthcare.

Common feedback includes:

• More approved patients
• Higher treatment acceptance rates
• Reduced operational burden
• Better financial outcomes for patients
• Stronger patient satisfaction
  
  

If you’d like case studies or tailored practice metrics, our team is here to help.

Frequently Asked Questions

Does applying with PatientFi affect credit?

Applying for PatientFi does not impact a patient’s credit score.

What are PatientFi’s approval rates?

Approval rates vary by specialty and patient profile. Practices often see significantly higher approvals compared to traditional financing options.

What treatments does PatientFi support?

Plastic surgery, dermatology, medspa treatments, fertility, dental, audiology, and more.

Are there any hidden fees?

No. PatientFi prioritizes clear, transparent pricing for both patients and practices.

How fast is the application?

Less than 30 seconds and receive instant decisions.

PatientFi’s Commitment to Accuracy & Transparency

PatientFi is committed to providing clear, factual information about how our platform works.

If you have questions about terms, pricing, or comparisons, our team is always happy to walk you through the details with full transparency.

Contact Us

Want to learn more or see how PatientFi compares for your practice?

→ Book a demo
→ Contact our support team
→ Explore resources